These Healthy No Sugar, No Flour Cookies are naturally sweetened with ripe bananas and applesauce, packed with oats, and loaded with dark chocolate chunks for that perfect balance of sweet and wholesome. With no refined sugar or flour, they’re a guilt-free treat that still satisfies your cookie cravings — soft, chewy, and full of flavor.
Perfect for breakfast, snacking, or dessert, these cookies come together in one bowl and bake up beautifully golden in just 20 minutes!

Why You’ll Love These Cookies
- Ready in 30 minutes: From bowl to oven in no time.
- Naturally sweet: No added sugar — only fruit-sweetened goodness.
- Wholesome ingredients: Oats, bananas, and applesauce keep them hearty and satisfying.
- Diet-friendly: Gluten-free, vegan, and dairy-free when made with certified ingredients.
- Customizable: Add your favorite nuts, dried fruit, or spices for endless variations.
I originally created these cookies for my niece, who loves sweets but needed to avoid processed sugar — and now, even the cookie traditionalists in my family ask for them!
Ingredients You’ll Need
3 ripe bananas: The riper, the better! Brown spots mean maximum sweetness and easy mashing.
⅓ cup unsweetened applesauce: Keeps the cookies moist without adding oil or sugar.
2 cups oats: Use old-fashioned rolled oats for a chewy texture and extra fiber.
¼ cup almond milk: Helps bind ingredients; any milk (plant or dairy) works.
¼ cup raisins or nuts: Add-ins for texture and extra nutrition.
1 cup dark chocolate chunks: Choose stevia-sweetened or sugar-free (like Lily’s brand).
1 teaspoon vanilla extract: Enhances flavor naturally.
1 teaspoon ground cinnamon: Adds warmth that pairs perfectly with banana.
How to Make Healthy Cookies Without Sugar or Flour
Step 1: Preheat the Oven
Preheat your oven to 350°F (177°C) and line a baking sheet with parchment paper for easy cleanup.
Step 2: Mash and Mix the Base
In a large mixing bowl, mash the bananas until smooth and creamy. Stir in the applesauce until fully combined.
Step 3: Add Flavor
Mix in the vanilla and cinnamon, ensuring the spices and flavors are evenly distributed.
Step 4: Combine Dry Ingredients
Add oats to the banana mixture, stirring until all the oats are coated. Pour in the almond milk and fold until a thick batter forms.
Step 5: Fold in the Mix-Ins
Stir in your raisins or nuts and dark chocolate chunks until evenly distributed throughout the dough.
Step 6: Shape and Bake
Scoop 12–15 portions of dough onto your prepared baking sheet, spacing them 2 inches apart. Flatten slightly with your hand — these cookies won’t spread while baking.
Bake for 15–20 minutes, or until the edges are golden and the centers are firm.
Step 7: Cool and Enjoy
Let cookies cool on the baking sheet for 5 minutes before transferring them to a wire rack. They’ll firm up as they cool for that perfect chewy texture.
Pro Tips
- Use very ripe bananas for natural sweetness.
- For crispier edges, flatten cookies more before baking.
- Let the dough rest for 10 minutes before baking to help the oats absorb liquid.
- For a breakfast boost, add 2 tablespoons of flaxseed or ¼ cup hemp hearts.
Storage Tips
- Room Temperature: Store in an airtight container for up to 3 days.
- Refrigerate: Keeps fresh for up to 1 week.
- Freeze: Wrap individually and freeze for up to 3 months. Thaw at room temperature or microwave for a warm treat.
Creative Variations
- Chai-Spiced: Add ¼ teaspoon cardamom and a pinch of nutmeg.
- Tropical: Mix in shredded coconut and chopped dried pineapple.
- Berry Delight: Swap chocolate for dried cranberries and almonds.
- Nutty Crunch: Stir in peanut butter or almond butter for extra richness.
Kid-Friendly Baking
These cookies are fun to make with kids — no eggs, no refined sugar, and safe-to-taste dough! Children love mashing the bananas and pressing chocolate chunks into the tops before baking.
Frequently Asked Questions
Can I use instant oats instead of rolled oats?
Yes, though the texture will be softer and less chewy.
What can I use instead of almond milk?
Any milk — oat, soy, coconut, or dairy — works perfectly.
Can I skip the chocolate chunks?
Definitely. Replace with nuts, raisins, or coconut flakes.
Can I freeze these cookies?
Yes! Freeze baked cookies for up to 3 months in an airtight container.
Healthy No Sugar, No Flour Cookies Recipe
Prep Time: 10 minutes
Cook Time: 20 minutes
Total Time: 30 minutes
Yield: 12–15 cookies
Category: Dessert / Snack
Cuisine: American
Difficulty: Easy
Dietary: Vegan, Gluten-Free, Dairy-Free
Ingredients
- 3 ripe bananas, mashed
- ⅓ cup unsweetened applesauce
- 2 cups oats (old-fashioned or gluten-free)
- ¼ cup almond milk
- ¼ cup raisins or chopped nuts
- 1 cup dark chocolate chunks (sugar-free or stevia-sweetened)
- 1 teaspoon vanilla extract
- 1 teaspoon ground cinnamon
Instructions
- Preheat oven to 350°F (177°C) and line a baking sheet with parchment paper.
- Mash bananas and stir in applesauce until smooth.
- Mix in vanilla and cinnamon.
- Add oats and almond milk; stir until combined.
- Fold in raisins, nuts, and chocolate chunks.
- Scoop dough onto baking sheet, flatten slightly.
- Bake 15–20 minutes until golden.
- Cool before serving. Enjoy!
